Itching to go on that trip to Boracay? Ready to go food tripping in Bangkok or to walk the streets of Hong Kong? If you’re always looking forward to the weekends to explore new places, then getting a credit card that provides many travel rewards may be perfect for you.
Aside from giving you the means to pay for some of your hotel or restaurant bills, paying with your credit card can help you earn rewards such as air miles that you can convert into tickets—once you’ve accumulated enough. There are also credit cards that allow you access to VIP airport lounges around the world so you can find a quiet place to relax in when you’re waiting for your flight.
Another great benefit to having a credit card is that many of these will provide you with travel insurance coverage if you bought your ticket with the card. Let’s look at some of the credit cards available in the Philippines that will let you earn travel rewards.
PNB Mabuhay Miles World MasterCard
Earn Mabuhay Miles from Philippine Airlines with the PNB Mabuhay Miles World MasterCard. This card features a low point-to-mile conversion rate of P33 per mile. When you use this card to buy a ticket, you get free travel insurance of up to P10 million.
The insurance also covers problems arising from flight delay, lost luggage, and more. One convenient feature of this card for those who travel outside the country often is that it has dual currency flexibility—so you get a separate Peso and Dollar billing for local and international transactions.
Choose between redeeming your points to travel on Cebu Pacific, Philippine Airlines, or SeaAir with this card. You can also redeem your points and travel on your airline of choice thru CNM Travel. The card also allows you to redeem their points to get Petron Value Cards worth Php 500, Php 800, or Php 1,000.
UnionBank Miles + Platinum Card
This card lets you earn 1 mile and a reward point for every Php 25 charged on it. The miles can be used to get a ticket on your airline of choice with no blackout dates and no redemption fees. Reward points, on the other hand, can be used to book a hotel or resort or to avail of customised travel packages and tours.
Standard Chartered Visa Infinite Credit Card
With the Standard Chartered Visa Infinite Credit Card, you can earn free flights faster by getting 1 mile for every Php 40 spent. The frequent flyer program that this card lets you earn miles on are Mabuhay Miles, Asia Miles, or KrisFlyer. Cardholders also get to enjoy free travel accident insurance and inconvenience protection of up to Php 20 million for overseas travel. The card also provides complimentary access to over 600 airport lounges around the world.
EastWest Visa and MasterCard
Every Php 100 charged to an EastWest Visa or MasterCard will earn 1 reward point. The reward points can be converted to Philippine Airlines Mabuhay Miles at a rate of 10,910 points for 3,000 Mabuhay Miles or 3,640 points for 1,000 Mabuhay Miles. Gold cardholders enjoy up to Php 20 million worth of travel and inconvenience insurance while on board a scheduled flight or common carrier.
Use Your Credit Card Responsibly and Enjoy these Travel Rewards!
These are just some of the credit cards that will let you earn air miles and other travel rewards from some of the best credit card providers in the Philippines. Choosing a credit card that provides air miles is a great way for those who dream about taking a yearly free trip realise their dreams by using their credit cards for their regular purchases in order to earn points and air miles.
However, just remember to only use your card to purchase something you already have the cash to spend on because the interest you have to pay for keeping a balance on your card won’t probably be enough to justify whatever rewards you earn.
This contribution is exclusively written for HolidayPhilippinesBlog.com by MoneyMax.ph, the Philippines’ leading financial comparison portal which helps Filipino consumers make the right financial decisions as they settle on the best credit card, home loan, broadband plan, and more—fast, comprehensive, and free. Please do check our website to learn more.